{"id":10589,"date":"2022-08-22T06:59:37","date_gmt":"2022-08-22T06:59:37","guid":{"rendered":"https:\/\/jomsettle.com\/?p=10589"},"modified":"2022-08-22T07:00:01","modified_gmt":"2022-08-22T07:00:01","slug":"pay-personal-loan-with-credit-card","status":"publish","type":"post","link":"https:\/\/jomsettle.com\/ms\/pay-personal-loan-with-credit-card\/","title":{"rendered":"Pay Personal Loan with Credit Card"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"10589\" class=\"elementor elementor-10589\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-175452a4 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"175452a4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-547831ca\" data-id=\"547831ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d487889 elementor-widget elementor-widget-image\" data-id=\"7d487889\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/08\/Pay-personal-loan-with-credit-card-1920x1080-1.webp\" class=\"attachment-full size-full wp-image-10595\" alt=\"Pay personal loan with credit card\" srcset=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/08\/Pay-personal-loan-with-credit-card-1920x1080-1.webp 1920w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/08\/Pay-personal-loan-with-credit-card-1920x1080-1-300x169.webp 300w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/08\/Pay-personal-loan-with-credit-card-1920x1080-1-1024x576.webp 1024w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/08\/Pay-personal-loan-with-credit-card-1920x1080-1-768x432.webp 768w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/08\/Pay-personal-loan-with-credit-card-1920x1080-1-1536x864.webp 1536w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/08\/Pay-personal-loan-with-credit-card-1920x1080-1-18x10.webp 18w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/08\/Pay-personal-loan-with-credit-card-1920x1080-1-260x146.webp 260w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/08\/Pay-personal-loan-with-credit-card-1920x1080-1-50x28.webp 50w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/08\/Pay-personal-loan-with-credit-card-1920x1080-1-133x75.webp 133w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36500414 elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36500414\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1d5e31c7\" data-id=\"1d5e31c7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6eda783a elementor-widget elementor-widget-post-info\" data-id=\"6eda783a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63322d96 elementor-widget elementor-widget-theme-page-title\" data-id=\"63322d96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-page-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a3beb elementor-widget elementor-widget-share-buttons\" data-id=\"6a3beb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19c5028e elementor-widget elementor-widget-spacer\" data-id=\"19c5028e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36cefcd4 elementor-widget elementor-widget-text-editor\" data-id=\"36cefcd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Let&#8217;s face it. We all received a call from your bank offering a personal loan, especially if you&#8217;ve recently just opened your business bank account, and got your car or house loan. That&#8217;s the way it works.<\/p><p>Frankly speaking, most of us tend to look at personal loans as a bad reputation as it is the top reason for bankruptcy in Malaysia.<\/p><p>Personal loan certainly helps you in cash flow financing but comes with great risk if we failed to manage it appropriately.<\/p><p>So today, we are going to talk a little about what is personal loan and how you can pay your personal loan with credit card.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56cff72f elementor-widget elementor-widget-heading\" data-id=\"56cff72f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 36px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">What is Personal Loan?<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61962305 elementor-widget elementor-widget-text-editor\" data-id=\"61962305\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A personal loan is a sum of money borrowed for a set period of time from a bank or money lender. In exchange, you are bound by a repayment period and must commit to monthly payments. There are two types of loans available: secured loans and unsecured loans. However, I&#8217;m going to keep this article brief.<\/p><p>If you are interested to know more about loans, you can click <a href=\"https:\/\/jomsettle.com\/ms\/what-is-loan-and-how-to-manage-them\/\"><span style=\"text-decoration: underline; color: #f05338;\"><strong>here<\/strong><\/span><\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5838982 elementor-widget elementor-widget-heading\" data-id=\"5838982\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 36px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">What is Loan and How to Manage Them<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a983678 elementor-widget elementor-widget-text-editor\" data-id=\"a983678\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Just so you&#8217;re aware, the most common reasons for people taking out personal loans are medical issues, debt consolidation, home improvement or renovation, school fees, or weddings.<\/p><p>By the way, you can choose to finance the above payment using your credit card through\u00a0<a href=\"https:\/\/jomsettle.com\/ms\/\"><span style=\"color: #f05338;\"><strong><u>jomSETTLE Make Payment<\/u><\/strong><\/span><\/a>\u00a0services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fea0fd elementor-widget elementor-widget-heading\" data-id=\"3fea0fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 36px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">Issues with Personal Loan<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f41bc2 elementor-widget elementor-widget-text-editor\" data-id=\"3f41bc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Getting one isn&#8217;t hard but the problem usually arises during repayment time.<\/p><p>Let me give you an example. Let&#8217;s say you took a RM30,000 personal loan with a repayment of RM2,000 per month to fund your business or personal expenses. You then spent RM25,000 and left with RM5,000 in reserve.<\/p><p>You got no problem repaying for the first two months but the problem arises in the third month when the incoming money is not enough to cover your original monthly commitment plus the repayment amount.<\/p><p>You will then start to miss out on your loan repayment and this will snowball into a larger debt over time if you do not have a strong and steady income.<\/p><p>So be sure to take all of these into consideration before getting a personal loan yourself.<\/p><p>However now with jomSETTLE, you can choose to pay your personal loan with credit card if you are short on cash.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03ec5c0 elementor-widget elementor-widget-heading\" data-id=\"03ec5c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 36px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">Pay Personal Loan with Credit Card<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59ca8f8 elementor-widget elementor-widget-text-editor\" data-id=\"59ca8f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The process to pay your personal loan with credit card through jomSETTLE is simple. You create an account on jomSETTLE, click on &#8216;Personal Loan&#8217; as your payment type, attach your loan tenancy document and make the payment with your credit card. We will then transfer the money securely to your loan account within 3 working days.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f98a88 elementor-widget elementor-widget-heading\" data-id=\"4f98a88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 36px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">When You Should Pay Personal Loan with Credit Card<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b00c710 elementor-widget elementor-widget-text-editor\" data-id=\"b00c710\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>jomSETTLE only acts as a third party to facilitate your payment through credit card so that you can have short-term financing for up to 45 days. You should only use your credit card to pay for personal loan if you are sure that there you will have enough cash to repay your credit card. We do not encourage the abuse of your credit card which will create more debt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a16c756 elementor-widget elementor-widget-heading\" data-id=\"a16c756\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 36px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">How to Start to Pay my Loan with Credit Card<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70ab660 elementor-widget elementor-widget-text-editor\" data-id=\"70ab660\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can follow the step below to create an account and pay for your loan on jomSETTLE. Do take note that for every transaction made through jomSETTLE, we will charge you a one-time 2.5% transaction fee per usage. You are not bound by any other hidden cost such as monthly fee or registration fee.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45a99ec elementor-widget elementor-widget-text-editor\" data-id=\"45a99ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>Firstly, you can sign up for a jomSETTLE\u2122 account\u00a0<a href=\"https:\/\/mylive.jomsettle.com\/frontend\/web\/site\/signup\"><strong><span style=\"text-decoration: underline;\"><span style=\"color: #f05338; text-decoration: underline;\">here<\/span><\/span>\u00a0<\/strong><\/a>dan\u00a0<span style=\"text-decoration: underline;\"><span style=\"color: #f05338;\"><a style=\"color: #f05338;\" href=\"https:\/\/mylive.jomsettle.com\/frontend\/web\/site\/login\"><strong>log in<\/strong><\/a><\/span><\/span>.<\/li><li>Choose\u00a0<strong>Akaun Peribadi <\/strong>to proceed.\u00a0<\/li><li>Complete a one-time eKYC process for verification.<\/li><li>To make a Personal Loan payment, go to make payment and choose &#8216;Personal Loan&#8217;.<\/li><li>You will need to include documents such as a personal loan agreement from your bank.<\/li><li>Choose a credit card payment method and pay with your preferred card. We accept all local and foreign issued cards. (*For foreign cards, users must have a Malaysian phone number)<\/li><li>Your payment will be transferred to your recipient account via bank transfer within 3 working days.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-352729f5 elementor-widget elementor-widget-spacer\" data-id=\"352729f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-191594af\" data-id=\"191594af\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-243d3a33 elementor-widget elementor-widget-spacer\" data-id=\"243d3a33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a607e15 elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a607e15\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3ad4da6c\" data-id=\"3ad4da6c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24462284 elementor-widget elementor-widget-spacer\" data-id=\"24462284\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a2d4b56 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"7a2d4b56\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div 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class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Get updates on our latest articles<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f5a8b93 elementor-widget elementor-widget-form\" data-id=\"2f5a8b93\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c028a8b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1c028a8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element 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class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ffca6e8\" data-id=\"2ffca6e8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75ab6044 elementor-widget elementor-widget-heading\" data-id=\"75ab6044\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p style=\"font-size: 30px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 14px;margin-top: 14px\">You May Also Like<\/p>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b01eca1 elementor-widget elementor-widget-posts\" data-id=\"5b01eca1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59b4aa0 elementor-widget elementor-widget-spacer\" data-id=\"59b4aa0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19455ebe elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19455ebe\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1431f282\" data-id=\"1431f282\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42e92044 elementor-widget elementor-widget-post-info\" data-id=\"42e92044\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51ee90d2 elementor-widget elementor-widget-theme-page-title\" data-id=\"51ee90d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-page-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-34fa6ee0 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"34fa6ee0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3ebdb048\" data-id=\"3ebdb048\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1babeb16 elementor-widget elementor-widget-share-buttons\" data-id=\"1babeb16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-719da98\" data-id=\"719da98\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-701d3d30 elementor-widget elementor-widget-share-buttons\" data-id=\"701d3d30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-fc730ed\" data-id=\"fc730ed\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39c6988a elementor-widget elementor-widget-share-buttons\" data-id=\"39c6988a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-14a0eee8\" data-id=\"14a0eee8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88fc78c elementor-widget elementor-widget-share-buttons\" data-id=\"88fc78c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fb2aec3 elementor-widget elementor-widget-spacer\" data-id=\"1fb2aec3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d302be8 elementor-widget elementor-widget-text-editor\" data-id=\"5d302be8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Let&#8217;s face it. We all received a call from your bank offering a personal loan, especially if you&#8217;ve recently just opened your business bank account, and got your car or house loan. That&#8217;s the way it works.<\/p><p>Frankly speaking, most of us tend to look at personal loans as a bad reputation as it is the top reason for bankruptcy in Malaysia.<\/p><p>Personal loan certainly helps you in cash flow financing but comes with great risk if we failed to manage it appropriately.<\/p><p>So today, we are going to talk a little about what is personal loan and how you can pay your personal loan with credit card.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43af9bf5 elementor-widget elementor-widget-heading\" data-id=\"43af9bf5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">What is Personal Loan?<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f02806b elementor-widget elementor-widget-text-editor\" data-id=\"3f02806b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A personal loan is a sum of money borrowed for a set period of time from a bank or money lender. In exchange, you are bound by a repayment period and must commit to monthly payments. There are two types of loans available: secured loans and unsecured loans. However, I&#8217;m going to keep this article brief.<\/p><p>If you are interested to know more about loans, you can click <span style=\"text-decoration: underline; color: #f05338;\"><strong><span style=\"color: #f05338; text-decoration: underline;\"><a style=\"color: #f05338; text-decoration: underline;\" href=\"https:\/\/jomsettle.com\/ms\/what-is-loan-and-how-to-manage-them\/\">here<\/a><\/span>.<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-090c942 elementor-widget elementor-widget-heading\" data-id=\"090c942\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">What is Loan and How to Manage Them<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdac079 elementor-widget elementor-widget-text-editor\" data-id=\"fdac079\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Just so you&#8217;re aware, the most common reasons for people taking out personal loans are medical issues, debt consolidation, home improvement or renovation, school fees, or weddings.<\/p><p>By the way, you can choose to finance the above payment using your credit card through\u00a0<a href=\"https:\/\/jomsettle.com\/ms\/\"><span style=\"color: #f05338;\"><strong><u>jomSETTLE Make Payment<\/u><\/strong><\/span><\/a>\u00a0services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bff122 elementor-widget elementor-widget-heading\" data-id=\"4bff122\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">Issues with Personal Loan<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b7d89f elementor-widget elementor-widget-text-editor\" data-id=\"6b7d89f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Getting one isn&#8217;t hard but the problem usually arises during repayment time.<\/p><p>Let me give you an example. Let&#8217;s say you took a RM30,000 personal loan with a repayment of RM2,000 per month to fund your business or personal expenses. You then spent RM25,000 and left with RM5,000 in reserve.<\/p><p>You got no problem repaying for the first two months but the problem arises in the third month when the incoming money is not enough to cover your original monthly commitment plus the repayment amount.<\/p><p>You will then start to miss out on your loan repayment and this will snowball into a larger debt over time if you do not have a strong and steady income.<\/p><p>So be sure to take all of these into consideration before getting a personal loan yourself.<\/p><p>However now with jomSETTLE, you can choose to pay your personal loan with credit card if you are short on cash.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ba070b elementor-widget elementor-widget-heading\" data-id=\"4ba070b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">Pay Personal Loan with Credit Card<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81206b2 elementor-widget elementor-widget-text-editor\" data-id=\"81206b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The process to pay your personal loan with credit card through jomSETTLE is simple. You create an account on jomSETTLE, click on &#8216;Personal Loan&#8217; as your payment type, attach your loan tenancy document and make the payment with your credit card. We will then transfer the money securely to your loan account within 3 working days.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cd91e4 elementor-widget elementor-widget-heading\" data-id=\"6cd91e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">When You Should Pay Personal Loan with Credit Card<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d0f903 elementor-widget elementor-widget-text-editor\" data-id=\"2d0f903\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>jomSETTLE only acts as a third party to facilitate your payment through credit card so that you can have short-term financing for up to 45 days. You should only use your credit card to pay for personal loan if you are sure that there you will have enough cash to repay your credit card. We do not encourage the abuse of your credit card which will create more debt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94c69c0 elementor-widget elementor-widget-heading\" data-id=\"94c69c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">How to Start to Pay my Loan with Credit Card<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-769af40 elementor-widget elementor-widget-text-editor\" data-id=\"769af40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can follow the step below to create an account and pay for your loan on jomSETTLE. Do take note that for every transaction made through jomSETTLE, we will charge you a one-time 2.5% transaction fee per usage. You are not bound by any other hidden cost such as monthly fee or registration fee.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4245e2 elementor-widget elementor-widget-text-editor\" data-id=\"c4245e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>Firstly, you can sign up for a jomSETTLE\u2122 account\u00a0<a href=\"https:\/\/mylive.jomsettle.com\/frontend\/web\/site\/signup\"><strong><span style=\"text-decoration: underline;\"><span style=\"color: #f05338; text-decoration: underline;\">here<\/span><\/span>\u00a0<\/strong><\/a>dan\u00a0<span style=\"text-decoration: underline;\"><span style=\"color: #f05338;\"><a style=\"color: #f05338;\" href=\"https:\/\/mylive.jomsettle.com\/frontend\/web\/site\/login\"><strong>log in<\/strong><\/a><\/span><\/span>.<\/li><li>Choose\u00a0<strong>Akaun Peribadi <\/strong>to proceed.\u00a0<\/li><li>Complete a one-time eKYC process for verification.<\/li><li>To make a Personal Loan payment, go to make payment and choose &#8216;Personal Loan&#8217;.<\/li><li>You will need to include documents such as a personal loan agreement from your bank.<\/li><li>Choose a credit card payment method and pay with your preferred card. We accept all local and foreign issued cards. (*For foreign cards, users must have a Malaysian phone number)<\/li><li>Your payment will be transferred to your recipient account via bank transfer within 3 working days.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41da85da elementor-widget elementor-widget-spacer\" data-id=\"41da85da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6cf89ad0 elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6cf89ad0\" 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class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-393e4533 elementor-widget elementor-widget-spacer\" data-id=\"393e4533\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cbe4ade elementor-widget elementor-widget-heading\" data-id=\"4cbe4ade\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p style=\"font-size: 22px;font-weight: 600;line-height: 1.2em !important;margin-bottom: 4px;margin-top: 4px\">You May Also 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We all received a call from your<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>","protected":false},"author":4,"featured_media":10596,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[],"class_list":["post-10589","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-make-payment"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pay Personal Loan with Credit Card | jomSETTLE\u2122<\/title>\n<meta name=\"description\" content=\"So today, we are going to talk a little about what is personal loan and how you can pay your personal loan with credit card.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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