{"id":8760,"date":"2022-01-28T10:59:19","date_gmt":"2022-01-28T10:59:19","guid":{"rendered":"https:\/\/jomsettle.com\/?p=8760"},"modified":"2022-08-30T10:01:37","modified_gmt":"2022-08-30T10:01:37","slug":"what-is-cash-flow-and-why-is-it-important-to-reserve-cash-in-hand","status":"publish","type":"post","link":"https:\/\/jomsettle.com\/ms\/what-is-cash-flow-and-why-is-it-important-to-reserve-cash-in-hand\/","title":{"rendered":"What is Cash Flow and Why Is It Important to Reserve Cash in Hand?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"8760\" class=\"elementor elementor-8760\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42f93d82 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"42f93d82\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30e70ff9\" data-id=\"30e70ff9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78896221 elementor-widget elementor-widget-image\" data-id=\"78896221\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Cash-Flow-Cover-01.png\" class=\"attachment-full size-full wp-image-8775\" alt=\"\" srcset=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Cash-Flow-Cover-01.png 1920w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Cash-Flow-Cover-01-300x169.png 300w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Cash-Flow-Cover-01-1024x576.png 1024w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Cash-Flow-Cover-01-768x432.png 768w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Cash-Flow-Cover-01-1536x864.png 1536w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Cash-Flow-Cover-01-18x10.png 18w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Cash-Flow-Cover-01-260x146.png 260w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Cash-Flow-Cover-01-50x28.png 50w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Cash-Flow-Cover-01-133x75.png 133w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4fdce1ff elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4fdce1ff\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-330a30d2\" data-id=\"330a30d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a764987 elementor-widget elementor-widget-post-info\" data-id=\"2a764987\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77005524 elementor-widget elementor-widget-theme-page-title\" data-id=\"77005524\" data-element_type=\"widget\" data-widget_type=\"theme-page-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63ebdfde elementor-widget elementor-widget-text-editor\" data-id=\"63ebdfde\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We have been doing a lot of copywriting in our ads regarding cash flow or the importance of reserving your cash in hand longer. So we thought why not write a blog about it to explain further why is cash flow so important to you &#8211; business owners.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62a51bdf elementor-widget elementor-widget-heading\" data-id=\"62a51bdf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 36px;font-weight: 700;line-height: 1.4em !important;margin-bottom: 1px;margin-top: 5px\">What is Cash Flow?\n<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7eadd4a1 elementor-widget elementor-widget-text-editor\" data-id=\"7eadd4a1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cash flow refers to the net amount of cash and cash equivalents flowing in and out of the company. Sometimes, you might see it only goes one way &#8211; out of the business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-de5ac62 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"de5ac62\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8f0bb46\" data-id=\"8f0bb46\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7683f23 elementor-widget elementor-widget-text-editor\" data-id=\"7683f23\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Inflows<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-009f7d0 elementor-widget elementor-widget-text-editor\" data-id=\"009f7d0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span data-preserver-spaces=\"true\">Cash coming in from your customers who are buying your products or engaged in your services.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6970816 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6970816\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-812ce34\" data-id=\"812ce34\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c67b92 elementor-widget elementor-widget-text-editor\" data-id=\"7c67b92\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Outflows<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3cb929 elementor-widget elementor-widget-text-editor\" data-id=\"b3cb929\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span data-preserver-spaces=\"true\">Cash going out from your company in form of payments for expenses like rent or supplier invoices and other account payables.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c06213 elementor-widget elementor-widget-heading\" data-id=\"4c06213\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 36px;font-weight: 700;line-height: 1.4em !important;margin-bottom: 1px;margin-top: 5px\">Why Is Cash Flow Important?\n<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7a2af3 elementor-widget elementor-widget-text-editor\" data-id=\"c7a2af3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cash flow is considered the lifeline of a business. Without cash coming in, businesses can&#8217;t grow, hire, or even pay their expenses and they will easily crumble during any unexpected crisis.<\/p><p>Poor cash flow management or negative cash flow is one the biggest reasons SMEs fail. In a more layman term, it&#8217;s called &#8220;running out of money&#8221;, and it will shut you down faster than anything else.<\/p><p>But it is not their fault because managing a business&#8217;s cash flow is no easy task or some might say it is the most difficult part. You have many expenses such as rent, staff salaries, supplier invoices and other utility bills to be paid, money is going out fast. You may have pending payments from your clients but as long you have not received the payment, these are just considered as account receivables (money owed to you by your customers).<\/p><p>Most of the time, you can expect a delayed payment from your clients because they too are managing their cash flow in their own way. When this happened and you do not have a good amount of cash flow reserved in hand, you will find yourself with negative cash flow, or worst, you need to deal with a &#8220;cash crunch&#8221; situation.<\/p><p>To avoid that, you simply need to have a positive cash flow by making sure that your inflow is always higher than your outflows. When your outflows are higher than your inflows, then you are in the negative cash flow. It sounds simple to do but believe us, even the most reputable companies are facing the same issues.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac636ce elementor-widget elementor-widget-image\" data-id=\"ac636ce\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01.png\" class=\"attachment-full size-full wp-image-8763\" alt=\"\" srcset=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01.png 1920w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-300x169.png 300w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-1024x576.png 1024w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-768x432.png 768w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-1536x864.png 1536w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-18x10.png 18w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-260x146.png 260w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-50x28.png 50w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-133x75.png 133w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df8a55a elementor-widget elementor-widget-heading\" data-id=\"df8a55a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 36px;font-weight: 700;line-height: 1.4em !important;margin-bottom: 1px;margin-top: 5px\">How Can jomSETTLE\u2122 Helps You to Manages Your Cash Flow Better\n<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d18042 elementor-widget elementor-widget-text-editor\" data-id=\"5d18042\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Traditionally, to get out of a negative cash flow situation, businesses usually go for business financing. However, not every SMEs, especially start-ups are qualified for business financing.<\/p><p>This is where jomSETTLE\u2122 can help you. jomSETTLE\u2122 is an online payment processing platform that helps SMEs to maximize their working capital by tapping into their immediate credit available via credit card.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5b30469 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5b30469\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-eea92aa\" data-id=\"eea92aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b005c20 elementor-widget elementor-widget-text-editor\" data-id=\"b005c20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">Pay Your Expenses with your credit card without using the cash in hand<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1353569 elementor-widget elementor-widget-text-editor\" data-id=\"1353569\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your credit cards come with a pre-approved line of credit that is typically underutilized, used only for smaller payments where the recipient accepts credit card payment. With jomSETTLE\u2122 Make Payment, you will be able to make credit card payments for any large business expenses even when your recipient does not accept one.<\/p><p>To simplify it, you can buy stocks from your supplier, pay them using your corporate or personal credit card through jomSETTLE\u2122, keep your cash in hand, make your profit and pay off your credit card 45 days later.<\/p><p>With the 45 extra days to float your cash, you need not worry about the late payment from your customers because now, your expenses are paid on time and your cash only leaves your bank account 45 days later.<\/p><p>Besides floating your cash for 45 days, you can also negotiate for an early payment discount that your vendors might offer. This can reduce your cost of goods purchase or the value of the discount can be used to offset the 2.5% transaction fee that jomSETTLE\u2122 charges.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4a44cf elementor-widget elementor-widget-image\" data-id=\"f4a44cf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1200\" src=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01.png\" class=\"attachment-full size-full wp-image-8764\" alt=\"\" srcset=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01.png 1920w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-300x188.png 300w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-1024x640.png 1024w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-768x480.png 768w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-1536x960.png 1536w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-18x12.png 18w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-234x146.png 234w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-50x31.png 50w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-120x75.png 120w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4019119 elementor-widget elementor-widget-image\" data-id=\"4019119\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1921\" height=\"1450\" src=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02.png\" class=\"attachment-full size-full wp-image-8765\" alt=\"\" srcset=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02.png 1921w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-300x226.png 300w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-1024x773.png 1024w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-768x580.png 768w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-1536x1159.png 1536w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-16x12.png 16w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-193x146.png 193w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-50x38.png 50w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-99x75.png 99w\" sizes=\"(max-width: 1921px) 100vw, 1921px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4d159e elementor-widget elementor-widget-text-editor\" data-id=\"d4d159e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can learn more about jomSETTLE\u2122 Make Payment by clicking the button below.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-804b8ca elementor-widget elementor-widget-button\" data-id=\"804b8ca\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jomsettle.com\/ms\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Membuat Bayaran<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8aeacc8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8aeacc8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9583a0f\" data-id=\"9583a0f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8b2bfa elementor-widget elementor-widget-text-editor\" data-id=\"c8b2bfa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Start to Offer Credit Card Payment Method to Your Customers<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e689b77 elementor-widget elementor-widget-text-editor\" data-id=\"e689b77\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Like I mentioned earlier in this article, payments owed to you by your customers are just considered as account receivables. You are not the only one facing this issue, in fact, the majority of SMEs are having trouble collecting payments from their customers promptly.<\/p><p>This is because your customer wants to maintain a positive cash flow too. So they tend to delay the cash payment for as long as possible. jomSETTLE\u2122 can help you to solve this too.<\/p><p>You can use jomSETTLE\u2122 Request Payment to let your customers know that now they can pay you using their credit card. With this, you can receive your payment faster and your customer can enjoy the 45 days float when paying with their credit card. You can throw in a little bit of bait with your own early payment discount offer to encourage them to pay you earlier.<\/p><p>To use jomSETTLE\u2122 Request Payment, you do not need to own a credit card terminal, website, or payment gateway. You just need to register your jomSETTLE\u2122 account with no registration fee required and complete a simple verification process. Once your account is verified, you can start sending payment links to your customers.<\/p><p>You can learn more about jomSETTLE\u2122 Request Payment by clicking the button below.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1104b88 elementor-widget elementor-widget-button\" data-id=\"1104b88\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jomsettle.com\/ms\/request-payment\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Memohon Bayaran<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b222df elementor-widget elementor-widget-heading\" data-id=\"3b222df\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 36px;font-weight: 700;line-height: 1.4em !important;margin-bottom: 1px;margin-top: 5px\">What You Can do with Your Cash Reserved?<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-346126e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"346126e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-12eb169\" data-id=\"12eb169\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d4d615e elementor-widget elementor-widget-text-editor\" data-id=\"d4d615e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">Stay Afloat even during Financial Crisis<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dba455 elementor-widget elementor-widget-text-editor\" data-id=\"6dba455\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For starters, you can float the cash reserved and continue to operate in a healthy cash flow. An unexpected financial crisis will not crumble you easily, in fact, you might even emerge as a winner.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5c0194b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5c0194b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-af429c1\" data-id=\"af429c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e1382e2 elementor-widget elementor-widget-text-editor\" data-id=\"e1382e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">Increase your company revenue<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e122415 elementor-widget elementor-widget-text-editor\" data-id=\"e122415\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can use this cash to buy more stocks from your supplier too. Identify your hot seller products and invest more in them. With more stocks available and a good marketing strategy, you can boost your company sales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d24af2e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d24af2e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-20d727e\" data-id=\"20d727e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82e97ae elementor-widget elementor-widget-text-editor\" data-id=\"82e97ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">Plan for Business Expansion<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6519698 elementor-widget elementor-widget-text-editor\" data-id=\"6519698\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Always wanted to try something new for your business but cash flow has been a major obstruction? Now with the cash reserve, you can start trying out new things for your company. However, for this step, you do need to plan your strategies carefully.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-65fadd9 elementor-widget elementor-widget-heading\" data-id=\"65fadd9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 36px;font-weight: 700;line-height: 1.4em !important;margin-bottom: 1px;margin-top: 5px\">Conclusion<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c30642c elementor-widget elementor-widget-text-editor\" data-id=\"c30642c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business owners are always in a vulnerable position. Often, you will find yourself in a cash crunch situation due to your account payables or account receivables and the traditional way was never a viable option for you.<\/p><p>So, we at jomSETTLE\u2122 can help you to pay and float your cash or receive your payments earlier. Whatever your small business goals are, think of jomSETTLE\u2122 as a partner that can help you to achieve those goals. Get started with jomSETTLE\u2122. Sign up for your free account now!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2fbf08 elementor-widget elementor-widget-button\" data-id=\"c2fbf08\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mylive.jomsettle.com\/frontend\/web\/site\/signup\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pendaftaran Percuma<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d029ad6 elementor-widget elementor-widget-spacer\" data-id=\"6d029ad6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1340d76b\" data-id=\"1340d76b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c4579b6 elementor-widget elementor-widget-spacer\" data-id=\"4c4579b6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-101168e3 elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"101168e3\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-372474b1\" data-id=\"372474b1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-639a8f9b elementor-widget elementor-widget-spacer\" data-id=\"639a8f9b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d9c6912 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"5d9c6912\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2021\/10\/Blog-Logo.svg\" class=\"attachment-full size-full wp-image-6532\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a72d17d elementor-widget elementor-widget-heading\" data-id=\"5a72d17d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Let's Stay in Touch<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51b826aa elementor-widget elementor-widget-text-editor\" data-id=\"51b826aa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Get updates on our latest articles<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ce251b elementor-widget elementor-widget-form\" data-id=\"2ce251b\" data-element_type=\"widget\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68c4d70 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"68c4d70\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4512de03 elementor-widget elementor-widget-share-buttons\" data-id=\"4512de03\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19b09366 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"19b09366\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bc9a6bc\" data-id=\"bc9a6bc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78befc5 elementor-widget elementor-widget-spacer\" data-id=\"78befc5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-61e79a0c elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"61e79a0c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2159ff88\" data-id=\"2159ff88\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69fc0f67 elementor-widget elementor-widget-heading\" data-id=\"69fc0f67\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p style=\"font-size: 30px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 14px;margin-top: 14px\">You May Also Like<\/p>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34510936 elementor-widget elementor-widget-posts\" data-id=\"34510936\" data-element_type=\"widget\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f23a99 elementor-widget elementor-widget-spacer\" data-id=\"2f23a99\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-12f49ae5 elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"12f49ae5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1afe2328\" data-id=\"1afe2328\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ce72829 elementor-widget elementor-widget-post-info\" data-id=\"6ce72829\" data-element_type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-619c02f5 elementor-widget elementor-widget-theme-page-title\" data-id=\"619c02f5\" data-element_type=\"widget\" data-widget_type=\"theme-page-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31243f5d elementor-widget elementor-widget-text-editor\" data-id=\"31243f5d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We have been doing a lot of copywriting in our ads regarding cash flow or the importance of reserving your cash in hand longer. So we thought why not write a blog about it to explain further why is cash flow so important to you &#8211; business owners.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c660e16 elementor-widget elementor-widget-heading\" data-id=\"1c660e16\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">What is Cash Flow?\n<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3ea0ea elementor-widget elementor-widget-text-editor\" data-id=\"e3ea0ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cash flow refers to the net amount of cash and cash equivalents flowing in and out of the company. Sometimes, you might see it only goes one way &#8211; out of the business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cb5ef9f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb5ef9f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ceecd00\" data-id=\"ceecd00\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1fcb3ce elementor-widget elementor-widget-text-editor\" data-id=\"1fcb3ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Inflows<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9356e94 elementor-widget elementor-widget-text-editor\" data-id=\"9356e94\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 16px; font-weight: 500; line-height: 1.4em !important;\">Cash coming in from your customers who are buying your products or engaged in your services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-98eb82e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98eb82e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ca30b95\" data-id=\"ca30b95\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-226d48e elementor-widget elementor-widget-text-editor\" data-id=\"226d48e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">Outflows<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f7fc90 elementor-widget elementor-widget-text-editor\" data-id=\"6f7fc90\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 16px; font-weight: 500; line-height: 1.4em !important;\">Cash going out from your company in form of payments for expenses like rent or supplier invoices and other account payables.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-c55d119 elementor-widget elementor-widget-heading\" data-id=\"c55d119\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">Why Is Cash Flow Important?<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b01c5f elementor-widget elementor-widget-text-editor\" data-id=\"8b01c5f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cash flow is considered the lifeline of a business. Without cash coming in, businesses can&#8217;t grow, hire, or even pay their expenses and they will easily crumble during any unexpected crisis.<\/p><p>Poor cash flow management or negative cash flow is one the biggest reasons SMEs fail. In a more layman term, it&#8217;s called &#8220;running out of money&#8221;, and it will shut you down faster than anything else.<\/p><p>But it is not their fault because managing a business&#8217;s cash flow is no easy task or some might say it is the most difficult part. You have many expenses such as rent, staff salaries, supplier invoices and other utility bills to be paid, money is going out fast. You may have pending payments from your clients but as long you have not received the payment, these are just considered as account receivables (money owed to you by your customers).<\/p><p>Most of the time, you can expect a delayed payment from your clients because they too are managing their cash flow in their own way. When this happened and you do not have a good amount of cash flow reserved in hand, you will find yourself with negative cash flow, or worst, you need to deal with a &#8220;cash crunch&#8221; situation.<\/p><p>To avoid that, you simply need to have a positive cash flow by making sure that your inflow is always higher than your outflows. When your outflows are higher than your inflows, then you are in the negative cash flow. It sounds simple to do but believe us, even the most reputable companies are facing the same issues.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db9c174 elementor-widget elementor-widget-image\" data-id=\"db9c174\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01.png\" class=\"attachment-full size-full wp-image-8763\" alt=\"\" srcset=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01.png 1920w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-300x169.png 300w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-1024x576.png 1024w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-768x432.png 768w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-1536x864.png 1536w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-18x10.png 18w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-260x146.png 260w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-50x28.png 50w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Positive-and-Negative-Cash-Flow-01-133x75.png 133w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57dec82 elementor-widget elementor-widget-heading\" data-id=\"57dec82\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">How Can jomSETTLE Helps You to Manages Your Cash Flow Better<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14d0bce elementor-widget elementor-widget-text-editor\" data-id=\"14d0bce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Traditionally, to get out of a negative cash flow situation, businesses usually go for business financing. However, not every SMEs, especially start-ups are qualified for business financing.<\/p><p>This is where jomSETTLE\u2122 can help you. jomSETTLE\u2122 is an online payment processing platform that helps SMEs to maximize their working capital by tapping into their immediate credit available via credit card.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-da41555 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da41555\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d65adfa\" data-id=\"d65adfa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71178af elementor-widget elementor-widget-text-editor\" data-id=\"71178af\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">Pay Your Expenses with your credit card without using the cash in hand<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4fda2c elementor-widget elementor-widget-text-editor\" data-id=\"c4fda2c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 16px; font-weight: 500; line-height: 1.4em !important;\">Your credit cards come with a pre-approved line of credit that is typically underutilized, used only for smaller payments where the recipient accepts credit card payment. With jomSETTLE\u2122 Make Payment, you will be able to make credit card payments for any large business expenses even when your recipient does not accept one.\n<\/br><\/br>\nTo simplify it, you can buy stocks from your supplier, pay them using your corporate or personal credit card through jomSETTLE\u2122, keep your cash in hand, make your profit and pay off your credit card 45 days later.\n<\/br><\/br>\nWith the 45 extra days to float your cash, you need not worry about the late payment from your customers because now, your expenses are paid on time and your cash only leaves your bank account 45 days later.\n<\/br><\/br>\nBesides floating your cash for 45 days, you can also negotiate for an early payment discount that your vendors might offer. This can reduce your cost of goods purchase or the value of the discount can be used to offset the 2.5% transaction fee that jomSETTLE\u2122 charges.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2240a31 elementor-widget elementor-widget-image\" data-id=\"2240a31\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"640\" src=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-1024x640.png\" class=\"attachment-large size-large wp-image-8764\" alt=\"\" srcset=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-1024x640.png 1024w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-300x188.png 300w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-768x480.png 768w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-1536x960.png 1536w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-18x12.png 18w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-234x146.png 234w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-50x31.png 50w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01-120x75.png 120w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-01.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e78233 elementor-widget elementor-widget-image\" data-id=\"0e78233\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"773\" src=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-1024x773.png\" class=\"attachment-large size-large wp-image-8765\" alt=\"\" srcset=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-1024x773.png 1024w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-300x226.png 300w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-768x580.png 768w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-1536x1159.png 1536w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-16x12.png 16w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-193x146.png 193w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-50x38.png 50w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02-99x75.png 99w, https:\/\/jomsettle.com\/wp-content\/uploads\/2022\/01\/Pay-expenses-without-cash-02.png 1921w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4b58e5 elementor-widget elementor-widget-text-editor\" data-id=\"e4b58e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 16px; font-weight: 500; line-height: 1.4em !important;\">You can learn more about jomSETTLE\u2122 Make Payment by clicking the button below.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-638462f elementor-widget elementor-widget-button\" data-id=\"638462f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/jomsettle.com\/ms\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Membuat Bayaran<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9fed5da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9fed5da\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0b4e877\" data-id=\"0b4e877\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55574b8 elementor-widget elementor-widget-text-editor\" data-id=\"55574b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">Start to Offer Credit Card Payment Method to Your Customers<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-098e02a elementor-widget elementor-widget-text-editor\" data-id=\"098e02a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 16px; font-weight: 500; line-height: 1.4em !important;\">Like I mentioned earlier in this article, payments owed to you by your customers are just considered as account receivables. You are not the only one facing this issue, in fact, the majority of SMEs are having trouble collecting payments from their customers promptly.\n<\/br><\/br>\nThis is because your customer wants to maintain a positive cash flow too. So they tend to delay the cash payment for as long as possible. jomSETTLE\u2122 can help you to solve this too.\n<\/br><\/br>\nYou can use jomSETTLE\u2122 Request Payment to let your customers know that now they can pay you using their credit card. With this, you can receive your payment faster and your customer can enjoy the 45 days float when paying with their credit card. You can throw in a little bit of bait with your own early payment discount offer to encourage them to pay you earlier.\n<\/br><\/br>\nTo use jomSETTLE\u2122 Request Payment, you do not need to own a credit card terminal, website, or payment gateway. You just need to register your jomSETTLE\u2122 account with no registration fee required and complete a simple verification process. Once your account is verified, you can start sending payment links to your customers.\n<\/br><\/br>\nYou can learn more about jomSETTLE\u2122 Request Payment by clicking the button below.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc02b0d elementor-widget elementor-widget-button\" data-id=\"fc02b0d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/jomsettle.com\/ms\/request-payment\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Memohon Bayaran<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b0b7e7 elementor-widget elementor-widget-heading\" data-id=\"1b0b7e7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">What You Can do with Your Cash Reserved?<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-866ae1d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"866ae1d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a189b40\" data-id=\"a189b40\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-98cd4b7 elementor-widget elementor-widget-text-editor\" data-id=\"98cd4b7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">Stay Afloat even during Financial Crisis<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33cdb01 elementor-widget elementor-widget-text-editor\" data-id=\"33cdb01\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 16px; font-weight: 500; line-height: 1.4em !important;\">For starters, you can float the cash reserved and continue to operate in a healthy cash flow. An unexpected financial crisis will not crumble you easily, in fact, you might even emerge as a winner.\n<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1c03024 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c03024\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-402f27c\" data-id=\"402f27c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ff89e6 elementor-widget elementor-widget-text-editor\" data-id=\"6ff89e6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">Increase your company revenue<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-530026f elementor-widget elementor-widget-text-editor\" data-id=\"530026f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 16px; font-weight: 500; line-height: 1.4em !important;\">You can use this cash to buy more stocks from your supplier too. Identify your hot seller products and invest more in them. With more stocks available and a good marketing strategy, you can boost your company sales.\n<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9d3fffb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9d3fffb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-730403f\" data-id=\"730403f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-681a9b0 elementor-widget elementor-widget-text-editor\" data-id=\"681a9b0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><span data-preserver-spaces=\"true\">Plan for Business Expansion<\/span><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0dcffd elementor-widget elementor-widget-text-editor\" data-id=\"f0dcffd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 16px; font-weight: 500; line-height: 1.4em !important;\">Always wanted to try something new for your business but cash flow has been a major obstruction? Now with the cash reserve, you can start trying out new things for your company. However, for this step, you do need to plan your strategies carefully.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e216fa elementor-widget elementor-widget-heading\" data-id=\"6e216fa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p class=\"text-black\" style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 5px\">Conclusion<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eba17e7 elementor-widget elementor-widget-text-editor\" data-id=\"eba17e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business owners are always in a vulnerable position. Often, you will find yourself in a cash crunch situation due to your account payables or account receivables and the traditional way was never a viable option for you.<\/p><p>So, we at jomSETTLE\u2122 can help you to pay and float your cash or receive your payments earlier. Whatever your small business goals are, think of jomSETTLE\u2122 as a partner that can help you to achieve those goals. Get started with jomSETTLE\u2122. Sign up for your free account now!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cca445 elementor-widget elementor-widget-button\" data-id=\"7cca445\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/mylive.jomsettle.com\/frontend\/web\/site\/signup\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pendaftaran Percuma<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7366c4e6 elementor-widget elementor-widget-spacer\" data-id=\"7366c4e6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7dc728e8 elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7dc728e8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-43cbb1cd\" data-id=\"43cbb1cd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-66ff720 elementor-widget elementor-widget-spacer\" data-id=\"66ff720\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fe0d893 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"4fe0d893\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/jomsettle.com\/wp-content\/uploads\/2021\/10\/Blog-Logo.svg\" class=\"attachment-large size-large wp-image-6532\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c4ea64a elementor-widget elementor-widget-heading\" data-id=\"3c4ea64a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><p style=\"font-size: 28px;font-weight: 700;line-height: 1.2em !important;margin-bottom: 1px;margin-top: 15px\">Let's Stay in Touch<\/p><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-697a0da elementor-widget elementor-widget-text-editor\" data-id=\"697a0da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Get updates on our latest article.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d60a8e0 elementor-widget elementor-widget-form\" data-id=\"1d60a8e0\" data-element_type=\"widget\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5023b106 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5023b106\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4b634602 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"4b634602\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-6915141d\" data-id=\"6915141d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-228be236\" data-id=\"228be236\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50414ad5 elementor-widget elementor-widget-share-buttons\" data-id=\"50414ad5\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-21c9ab74\" data-id=\"21c9ab74\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3da06e05 elementor-widget elementor-widget-share-buttons\" data-id=\"3da06e05\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-4c59d9eb\" data-id=\"4c59d9eb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d291d23 elementor-widget elementor-widget-share-buttons\" data-id=\"3d291d23\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-742e754d\" data-id=\"742e754d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-748f7914 elementor-widget elementor-widget-share-buttons\" data-id=\"748f7914\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-5cdc2c8d\" data-id=\"5cdc2c8d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7abd58a0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7abd58a0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7a85c03f elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a85c03f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container 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elementor-size-default\"><p style=\"font-size: 22px;font-weight: 600;line-height: 1.2em !important;margin-bottom: 4px;margin-top: 4px\">You May Also Like<\/p>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e2042a1 elementor-widget elementor-widget-posts\" data-id=\"6e2042a1\" data-element_type=\"widget\" data-widget_type=\"posts.cards\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36ebd52e elementor-widget elementor-widget-spacer\" data-id=\"36ebd52e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div 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