“Why do I need to login into my online banking when I’m paying using my credit card?” – Question that we got all the time from our users.
At jomSETTLE, we want to make things secure and easier for you so that you can have a pleasant experience even when making payment. Designing with you in mind, we integrated FPX as our payment processing gateway.
Many of you know FPX as a payment tool using your saving account. But the hidden trick with FPX is that you can make payments using your credit card as well. What’s more, you don’t even need to enter your card details (Your 14 digits card number, expiration date, security code) because the magic here is that you only need to do is to log in to your bank portal and select credit card as your payment method.
Ok, we know you might be thinking:
“I don’t have the online banking login for my credit card because I don’t own a saving account with that bank” – Don’t worry because you can easily activate your online banking login for your credit card by following the instruction from your respective bank.
“Why should I have an online banking for my credit card?” – Because having a credit card online banking will give you the benefits more than you think. You can always get access to your spending history and check your credit limit easily
What is FPX?
FPX, operated by Payments Network Malaysia Sdn Bhd (PayNet), a wholly-owned subsidiary of Bank Negara Malaysia. FPX is a reliable internet-based payment gateway that offers a safe and secure online payment gateway that allows you to make real-time online payments using your debit (current or savings) or credit accounts. Paying with FPX, you will be directed to your online banking page to complete your purchases without the need to enter any details from your card.
The Benefits you get when paying with your Credit card in FPX
1. Faster & Easier
To complete your payment, you only need to log in to your online banking and select your credit card. Forget about entering your card details, just keep them safe inside your wallet.
2. A More Secured Payment Platform
The whole payment process with FPX happened in your Bank environment, so you can pay with piece of mind.
3. Instant Credit Balance Shown
Forget about waiting for 3 days to get an update on your remaining credit balance. With FPX, you get updates on the credit balance left after each transaction you make.
So, how do you make payments via credit card using FPX?
During the checkout process on jomSETTLE, choose FPX as your payment method.
Log in to your credit card online banking.
Select your credit card and click next.
Enter your TAC code and submit.
Then you will get to see all the details for your payment including your credit spent.
All Participant Banks
Pay Smarter with FPX
Whether you are paying using your debit card or credit card, it is always safer with FPX.
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“Why do I need to login into my online banking when I’m paying using my credit card?” – Question that we got all the time from our users.
At jomSETTLE, we want to make things secure and easier for you so that you can have a pleasant experience even when making payment. Designing with you in mind, we integrated FPX as our payment processing gateway.
Many of you know FPX as a payment tool using your saving account. But the hidden trick with FPX is that you can make payments using your credit card as well. What’s more, you don’t even need to enter your card details (Your 14 digits card number, expiration date, security code) because the magic here is that you only need to do is to log in to your bank portal and select credit card as your payment method.
Ok, we know you might be thinking:
“I don’t have the online banking login for my credit card because I don’t own a saving account with that bank” – Don’t worry because you can easily activate your online banking login for your credit card by following the instruction from your respective bank.
“Why should I have an online banking for my credit card?” – Because having a credit card online banking will give you the benefits more than you think. You can always get access to your spending history and check your credit limit easily
What is FPX?
FPX, operated by Payments Network Malaysia Sdn Bhd (PayNet), a wholly-owned subsidiary of Bank Negara Malaysia. FPX is a reliable internet-based payment gateway that offers a safe and secure online payment gateway that allows you to make real-time online payments using your debit (current or savings) or credit accounts.
Paying with FPX, you will be directed to your online banking page to complete your purchases without the need to enter any details from your card.
The Benefits you get when paying with your Credit card in FPX
1. Faster & Quicker
To complete your payment, you only need to log in to your online banking and select your credit card. Forget about entering your card details, just keep them safe inside your wallet.
2. A More Secured Payment Platform
The whole payment process with FPX happened in your Bank environment, so you can pay with piece of mind.
3. Instant Credit Balance Shown
Forget about waiting for 3 days to get an update on your remaining credit balance. With FPX, you get updates on the credit balance left after each transaction you make.
So, how do you make payments via credit card using FPX?
Step 1
During the checkout process on jomSETTLE, choose FPX as your payment method.
Step 2
Log in to your credit card online banking.
Step 3
Select your credit card and click next.
Step 4
Enter your TAC code and submit.
Then you will get to see all the details for your payment including your credit spent.
All Participant Banks
Pay Smarter with FPX
Whether you are paying using your debit card or credit card, it is always safer with FPX.
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Get updates on our latest article.
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